The Fair Credit Reporting Act (FRCA) gives you the right to dispute any item on your credit report. Are Credit Sweeps Legal?Ī credit sweep is a form of credit repair which is 100% legal and it works because of the law. Also, inaccurate and unverifiable credit and collection information must be complete, accurate and verifiable otherwise you have the right to dispute the account. We work on correcting inaccurate and misleading personal data on your credit report. We work on all of these.ħ9% of all credit reports contain errors! This means that most credit reports can be improved instantly. YES! This is highly effective for a credit score after a collection, delinquency, bankruptcy, divorce, Identity theft, judgment, late payment, or foreclosure. Every file is different so we work each one case by case to optimize for the best possible results. Our clients on average will get 50 to 90% + of their issues permanently deleted in 35 to 90 days some files may take longer if there are more errors to be removed. We can help you to remove inaccurate information from your credit file as well as enhance your credit with tradelines suited to your needs. By restoring and building your credit, you can save thousands of dollars in lower interest on payments and much more.

Your credit score even impacts the rates you pay for car and homeowners insurance. Millions of Americans need to repair and build up their credit in order to qualify for a home loan, lease an apartment, obtain a car loan, to get a credit card, get a cell phone, or even apply for a dream job. When you have a bad credit score, it can feel like the whole financial world is against you and life becomes more difficult.

Credit sweep